Paylater makes access to credit easy. No guarantors, no collateral, no wahala. You can apply 24/7 and receive funds in your account in as little as 5 minutes. Unlock higher loan amounts and lower interest rates by repaying on time.
KwikCash by 9mobile
With KwikCash, you can access loans of up to N100, 000 just by dialling *561# with your Etisalat line and get credited in minutes.
Aella Credit has two options: in-network — for users whose company is registered on the platform — and out-of-network, that caters for people whose company is not registered. The in-network option promises higher loan amounts at lower interest rates.
SnapCredit provides instant credit solutions to employees. They collaborate with employers and provide their staff with an online platform to access loans. Their platform eliminates all the hassle and gives employees instant 24/7 access to credit at very competitive and fair rates.
KiaKia makes use of a chatbot that takes you through the process of registration and other activities towards getting your personal loans. You must have a work identity card before you can access a loan on Kiakia. You can also choose to register as a lender.
· Requirements: Work ID card, valid bank details
· Platform: Web
· Interest rate: 5.6% – 24%
· Loan tenure: 7 to 30 days
· Repayment channel: Debit card, direct depo
Website : https://kiakia.co/
FINT is more of a marketplace that matches lenders with creditworthy borrowers. The minimum amount of personal loans given out is ₦60,000 and the interest rate is based on borrower’s risk score.